When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Is a Variable Annuity Right for Me? Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation.